Our Gratitude Jar

My how time flies! It was just last November that we shipped our first Jewel! 

Over the last year we have welcomed many women into our Queendom, listened to their positive feedback and to their recommendations and suggestions.  We won business pitch competitions; hosted special events for our Queendom Members; challenged women to take the time to love and pamper themselves (We deserve it.); and we even got a chance to get a jump start on our social mission! - What a year! 

Launching a business is no joke!  There are ups and downs, and plenty of challenges to go around. - I am even thankful for those!

We have so much more to do, but today we're focusing on our GRATITUDE for all that we have accomplished up until this point, and for YOU!  Check out our Gratitude Jar below.  Do you have one?


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Queendom Member Reflections: Lessons Learned From "The Budgetnista"

Earlier this month I attended the My Crowning Jewel “Living Richer” event where Tiffany “The Budgetnista” Aliche was the featured speaker.  I logged on thinking I would receive some tips and tricks regarding personal finance, but left feeling empowered to truly “LIVE RICHER.” 

As The Budgetnista so eloquently put it, creating financial freedom for yourself enables you to pursue the things that truly make you happy.  For me that is moving steadfast toward my dream of becoming a successful mommy-blogger, and the completion of my cookbook for baby foods and family meals.

Three jewels The Budgetnista shared that resonate with me are:

1. Find ways to earn passive income. – Identify sources of income that do not require any direct input from you once up and running.  An example of this would be a book or some sort of product that can stand alone and sell itself after a proper marketing campaign.  This will guarantee some level of financial freedom.

2. Allocate revenues into categories for expenses based on percentages. – This one is for my entrepreneur (sole proprietor) friends. It sounds tricky, but the concept is quite simple.  Since revenues for entrepreneurs is oftentimes not a fixed amount, the best way to ensure that all bases are covered in terms of business and personal expenses (including taxes) is to assign a percentage to each expense category and then allocate your chosen percentage of revenue, regardless of the amount (whether it is $5 or $5,000), into each category.  This will ensure that you equitably cover all of your bases.

3. Create a separate bank account for each financial goal. – Let’s say in 2013 you would like to buy a house, create a nest egg, and take a family trip to Paris; In order to save for each of these goals The Budgetnista recommends that you have a separate bank account for each, and that you deposit a percentage of income into each of these accounts on a regular basis.  

~ Queendom Member, Corrinne Talley-Hobbs


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